Individual licensed mortgage brokers and loan officers specializing in DSCR and investor property loans. In New Jersey (NJ), closings operate under a Judicial (Superior Court Chancery Division) regime (210–300 days-day average timeline) with a 2.23% average property tax rate and $530/$100K landlord hazard insurance benchmark.
Deal-level DSCR modeling, Form 1007 rent schedule review, and lock desk execution.